GENERAL INSURANCE: SPECIALISED FINANCIAL PLANNING FOR SWISS RESIDENTS

Helvetia Wealth offers a comprehensive range of insurance products designed to protect the assets of its Swiss and international clientele. Our policies complement Switzerland’s mandatory social insurance system and as such include pension provision, property insurance and taxation, as well as homeowners insurance.

If you are relocating to Switzerland or are already established in the country, Helvetia Wealth is able to provide you with insurance cover that adequately protects your assets. The country has its own social insurance and homeowners insurance schemes for properties and household contents, and a unique set of laws applies to these systems – particularly in the case of foreigners moving into the country.

These social insurance regulations vary between cantons, and Helvetia Wealth will help you to understand how they apply to each division of the country. If you’re unsure about any aspect of Switzerland’s insurance system, it’s best to consult our specialist private bankers. Read on to learn more about our expertly-tailored insurance offerings, designed to supplement Switzerland’s social security system.

Any individual living in Switzerland and making use of a car or motorcycle must be covered by the state’s mandatory liability insurance. This insurance covers injuries sustained by third parties or damage to their property in the event of an accident, but it does not cover your own vehicle. Thus, it is recommended that you supplement this basic cover with an appropriate level of private mobility insurance.

To insure your vehicle against theft or damage, or to protect yourself in the event of a breakdown, it is advisable to take out mobility cover in the form of motor vehicle insurance (or motor cycle insurance), roadside assistance and motorist legal protection. Helvetia Wealth’s professional insurance advisors will assess your individual mobility cover requirements, and will customise an insurance structure that is best-suited to your needs.

For property owners, Helvetia Wealth also offers all-inclusive homeowners insurance, encompassing household insurance, personal liability insurance, legal protection and mortgage insurance amongst other offerings. Our clients want to be secure in the knowledge that their properties and contents of home are protected against any eventuality. Thus, once you’ve moved into your home, we’ll help you to protect your property and your assets through comprehensive household contents, buildings and liability insurance.

We offer every type of homeowners insurance applicable to your living arrangements, and we’ll assess your individual requirements before tailoring a policy to match your insurance needs. Through Helvetia Wealth’s superior habitation insurance policies, you’ll enjoy optimal cover in any situation.

In a country recognised for its advanced and long-established insurance sector, Helvetia Wealth specialises in crafting the highest-quality insurance policies and Swiss financial advice for a global clientele. Switzerland’s social insurance system provides basic insurance coverage for your living requirements, and Helvetia Wealth will supplement this cover with some of the world’s finest insurance products.

Insurance is not a luxury; it is the surest way of protecting your assets against life’s unpredictable events. Contact Helvetia Wealth today to discuss your individual insurance needs with our qualified advisors, and secure your most valuable possessions against any eventuality.